INCOME PROTECTION

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We all insure our cars and homes but we don’t always look after what pays for it all: our earnings.

How would you pay the bills if you were sick or accidentally injured and couldn’t work?

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When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Income protection policies can be straightforward, simple to arrange and individual to you.

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Facts/Benefits of Income Protection

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•  An income to help replace any loss of earnings due to ill health or accidental injury.

• The replacement income can be used to make mortgage or rent repayments as well as household bills and any other expenses.

• Offers a broader range of cover than Critical/Serious Illness cover as it covers everything from short term illness through to serious conditions such as Cancer etc.

• Includes illnesses such as Mental Health, Anxiety, Depression.

• Available in a range of benefit periods including 1 year, 2 years, 5 years and full-term plans.   

• Helps you maintain a good credit record. 

• An insurance policy that’s affordable and easy to arrange; helping to give peace of mind to you and your family.

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Income Protection Insurance is designed to typically protect up to 70% of your gross salary if you are unable to work due to accident or sickness and, in some cases, unemployment.

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We can talk you through the options available from our panel of well known insurers and advise on the right policy for you.

Whatever your situation, it will give you peace of mind to know you’re making the right choices.

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